Features
Everything EasySplitsdoes today, everything it'll do soon. We mark each one with whether it's already live in the standalone calculators or coming with the full app.
For groups
The Splitwise-style side. Add expenses, settle up, share group history with friends.
Splits that just work
Equal, by share, exact amount, or percentage. Itemized bills (one receipt → multiple line items each shared between different sets of people). Math is rupee-precise.
Live in the app
Simplified ⇄ Pairwise
Toggle between minimum-transfers (greedy debt-minimisation) and pay-the-person-you-actually-owed. A 'Why?' expander on each row shows the math behind the suggested amount.
Live in the app
Multi-currency, day one
Each group has a primary currency (INR by default). Log expenses in any currency — converts at spot rate at entry time. Settle-up always in primary.
Live in the app
Reminders, comments, activity
Daily push notification for unsettled balances >7 days old. Comment thread on every expense. Activity feed surfaces who added/edited/deleted what.
Live in the app
Voice input
Tap the mic in Add Expense — speak the description and amount. Web Speech API, en-IN locale. Categories auto-detect from keywords (~150 rules).
Live in the app
Works offline
On a trek with no signal? Add expenses anyway. They queue locally (IndexedDB) and sync the moment you reconnect. Standalone calculators run fully offline too.
Live in the calculators + app
For yourself
Private to you. Your group can't see this side, even if you share groups with them. Numbers are encrypted before they hit the database.
Personal Finance Tracker
Track your own income, expenses, investments — separate from the group side. Amounts encrypted at the field level (AES-256-GCM). Our database only sees ciphertext.
Live in the app
Financial Health Scorecard
5-pillar score (Emergency, Insurance, Debt, Savings rate, Investing) against Indian rules of thumb. 60-second wizard. 0–100 score with band feedback.
Live in the app
Goals + achievement badges
Pick a target (pillar score or total) with optional date — progress bars update on every scorecard re-submit. 9 unlockable badges; per-pillar mini-sparklines.
Live in the app
Anomaly alerts
If any category jumps ≥50% above your own baseline, banner + push notification. Mute a category for 30 days, or rate-limit to 2 alerts/month.
Live in the app
Across the whole product
India-first defaults, no third-party tracking, free, open source.
India-first defaults
INR by default. South-Asian digit grouping (₹1,00,000). UPI-friendly whole-rupee rounding. NCAER/RBI/IRDAI peer baselines on every scorecard pillar.
Live across the site
No third-party tracking
No Google Analytics, no Mixpanel, no Hotjar. Vercel's privacy-friendly anonymous analytics only. We never log expense descriptions or amounts.
Live and binding
Free forever
Core features will always be free. The standalone calculators don't even ask for an account. The full app is free with no paywall on splitting a chai bill.
Live and binding
Open source
Read the math, audit the privacy, file an issue, send a PR. The whole codebase is on GitHub.
Live
How EasySplits compares
Honest comparison with the apps Indians actually use today. We're not a finished product yet — but here's where we're aiming.
| Feature | EasySplits | Splitwise | Tricount |
|---|---|---|---|
| Free, no signup, no ads | Free · no paywall on core features | Free with ads or ₹250/mo Pro | Free with ads |
| Works offline (PWA) | Yes — installable, queues writes | Mobile app yes; web partial | Mobile app yes; web no |
| Simplified ⇄ Pairwise toggle | Yes — with Why? expander on each row | Simplified only (Pro) | Pairwise only |
| Itemized bill splitting | One receipt · multiple line items · different sharers | No (full-bill only) | No |
| Voice input for expenses | Yes (en-IN) | No | No |
| Personal Finance Tracker | Yes — encrypted, separate from groups | No (groups only) | No (groups only) |
| Financial Health Scorecard | 5-pillar India-specific score · goals · badges | No | No |
| Spending anomaly alerts | Yes — banner + push, mute, 2/mo cap | No | No |
| India-first defaults | INR, UPI rounding, NCAER/RBI peer baselines | USD-first; INR available | Generic global |
| No third-party tracking | Yes (binding policy) | Uses Google Analytics | Uses Google Analytics |
Try it before signing up
The standalone calculators don't need an account. They use the same algorithms that'll power the full app.