EasySplits
Split bills with friends and track your own money — free, offline-first, India-built.
Encrypted · offline-first · works in your pocket · no ads
Try the scorecard right here
Pick a persona, drag the sliders. Same engine the signed-in app uses — no signup, nothing saved.
Persona
Your score
Excellent · green band
- Emergency fund20/20
- Insurance17/20
- Debt14/20
- Savings rate20/20
- Investing12/20
Free forever · ~30s to sign up · India-first benchmarks
Two apps. One install.
Sign in once. Get a Splitwise-style group splitter and a private finance tracker with India-specific health scoring.
For groups
Splits that add up
Equal, by share, exact amount, or percentage. Itemized bills (one receipt, multiple line items). Math is rupee-precise.
Simplified ⇄ Pairwise
Toggle between minimum-transfers (greedy) and pay-the-person-you-actually-owed. Each row has a 'Why?' that shows the math.
Trip mode + categories
Daily summaries, per-category breakdown, contribution bars, settlement progress ring. Voice input for hands-free entry.
Multi-currency, day one
Pick the group currency, log in any currency, settle in primary. Spot-rate conversion at entry time.
Reminders + activity feed
Daily push for unsettled balances >7 days old. Comments on expenses. Activity feed surfaces who did what.
CSV / PDF export
Export the group's expenses, settlements, and balances any time. No vendor lock-in.
For yourself
Private to you — your group can't see this side, even if you share groups with them.
Encrypted personal tracker
Track your income, expenses, investments — in your own private ledger. Amounts encrypted with AES-256-GCM at the field level.
Financial Health Scorecard
5 pillars (Emergency, Insurance, Debt, Savings rate, Investing) scored against Indian rules of thumb. 60-second wizard, 0–100 score.
Goals with progress bars
Pick a template (or set your own target) and watch progress as your scorecard updates. Auto-completes when you cross the line.
Achievement badges
9 unlockable badges across pillars + total-score milestones. Per-pillar mini-sparklines show the trend at a glance.
Anomaly alerts
Spending in any category jumps ≥50% above your own baseline? Get a heads-up — banner + optional push. Mute or rate-limit anytime.
Indian peer benchmarks
Each pillar shows how typical Indian households compare (RBI, IRDAI, NSO, AMFI). Citations linked in the scorecard footer.
What you get when you sign in
The standalone calculators are nice for one-off splits. The full app keeps history, syncs across devices, and unlocks the personal-finance side.
- Persistent groups + invite friends
- Activity feed + comments per expense
- Personal Finance Tracker
- Financial Health Scorecard + goals
- Push reminders for unsettled balances
- Add guests by name (no signup needed)